Lendfully offers business owners immediate access up to $10 million in cash flow financing through our simple web-based platform. We offer two funding products: Business Line of Credit and Bridge Capital Loan.

Lendfully works in three simple steps: First, you apply online in a few minutes with some basic information about you and your business. Then once we approve your file, you can review and accept your offer. Afterward, funds are deposited in your bank account in as fast as 24 hours.

Lendfully can approve most businesses anywhere from $100,000 to $10,000,000 (Ten Million) it will just depend on your gross annual revenue and overall business profile.

For unsecured programs such as Lines of Credit and Bridge Capital Loans, we don't have fees to exit early.

Qualifying for funding with us is based on a few factors. These include, your overall cash flow, the strength of your paying clients, and your personal and business credit history. You do not have to have amazing credit to get approved. We finance a broad range of businesses, including those with low credit scores.

We require a FICO score of 450 or greater to get approved for funding with us.

We typically can approve your file within a few hours for a Business Line of Credit and Bridge Capital Loan.

We take multiple variables into consideration when determining what rate your business will qualify for.

For our Bridge Capital Loan and Business Line of Credit, we pay attention to the cash flow in your bank account and look at things such as average daily balance, deposit frequency, and deposit volume. We also look at outstanding business debt, time in operations, the industry you're in and what kind of customers you have. It is a risk-based pricing model. We strive to offer the most competitive terms in the industry of short term online funding.

We require a simple 3-minute online application filled out as well as connectivity to your online bank account or your last three months of bank statements for review.

We are very quick: Our Bridge Capital Loan and Business Line of Credit are approved and funded within 2 days or less.

We require minimal documentation to be approved: a simple Online Application + 3 most recent months of bank statements

We are honest, provide excellent service, are always available to help, keep our word, and most importantly, WE GET IT DONE!

Our Bridge Capital Loan is where you get a large upfront amount of capital - anywhere from $100,000 to $10 Million and can pay it back in set installments over 6 to 36 months. The cost of financing is fixed and can be paid in full at any time without incurring any penalties.

The Bridge Capital Loan allows you to get 100% of the funds up-front so you can pay large bills, invest in build-outs, consolidate debt, pay outstanding taxes, or any other expenses that require a longer and steadier pace to pay off as opposed to a Business Line of Credit. In addition, the Bridge Capital Loan usually can provide much larger amounts than our Business Line of Credit that is capped at $250k.

We provide you an upfront amount of capital, starting from $100k to $10mm (depending on what you are approved for). We then collect an equal fixed daily, weekly or monthly payment from your designated checking account over a period of 6 to 36 months. You will be eligible to apply for additional capital once your balance is paid down by at least 60%.

Qualifying for a Bridge Capital Loan with us is dependent majorly on how well your cash flow is. Business owners who are depositing at least $1M per year in their bank accounts with an average daily balance of $3,000 or more have the greatest chances of getting approved.

We would also like to see at least a 450+ Personal FICO score and 6 months minimum in business.

If you don't meet our requirements, please feel free to reach out anyways as we may have a partner lender that can assist you.

We charge a flat fixed fee for the funds you receive which start at 7.99% AIR and go up depending on your creditworthiness. In addition, there may be an origination fee ranging from 1% to 5% of the funded amount. Our pricing is risk-based and will depend on a variety of factors such as cash flow, credit, time in business and other background information discovered during the underwriting process.

Yes, you sure can! We don't charge any penalties for paying off early and many times we can offer a discount on the outstanding balance - it will just depend on when you decide to pay it off.

We can extend loans of at least $100,000 and as much as $10,000,000 (Ten Million). As a rule of thumb, the greater your sales and cash flow the larger in funding amounts we can approve you for.

Once you are approved, which takes typically 24 hours, we can wire the funds to your account the same day.

Once your balance is paid down by 60% we can review your account for an additional trunch of capital.

A Business Line of Credit is a revolving financial vehicle that allows you to tap into it when you need capital and pay it off in full when times are good (similar to a credit card).

To use your Lendfully Business Line of Credit, here's how it works: Once approved for a credit line, access funds by drawing directly from your online account. Funds are then deposited in your bank account in as fast as a few hours.

Payments are automatically debited from your designated bank account each week or month over 6, 12 or 18 months. As you pay off your balance, your available credit line is automatically replenished for additional use when needed.

Any business that generates at least $1,000,000 a year in sales and has a FICO score of 650 or better. If your credit is not that good, it's okay, we can still help with a Bridge Capital Loan and down the line graduate you to a Business Line of Credit.

A minimum of $5,000 and a maximum of $20,000 per day. Sometimes more (with a managerial exception).

We offer Business Line of Credit up to $250k but can go up to $10 million if needed with our Bridge Capital Loan.

Weekly or Monthly repayments are debited from your bank account. If at any point you would like to designate a particular day for funds to be debited just let us know by calling 866-757-0891 or emailing admin@Lendfully.com.

Once you are approved, and your line of credit has been established, simply go to your online account we will create for you and follow the prompts to receive the funds.

As quickly as a few hours once approved. With Lendfully you can choose between ACH electronic transfers or bank wire. ACH transfers are free and the funds usually appear the next business day (but may take up to three). A bank wire costs $15 per wire and funds are typically available in your bank account the same day.

As you repay a draw, the principal portion (i.e. not fees) of your payment is added back to your available credit. For example, if your weekly payment is $150 and your fees that week are $10, then after your repayment your available credit will go back up by $140.

Lendfully Business Line of Credit currently range from $10,000 - $250,000. Your credit line is the total amount of funding that you can have outstanding at any given time and will replenish as you repay draws. Your credit line amount will be determined based on a review of your business, personal credit score, as well as other factors.